Hands-On. Personal. Inclusive.

Financial Planning & Investment Management for Louisville, KY & Beyond

Welcome to Biven Financial Services.

We are a family-run financial firm offering comprehensive financial planning and investment management for the hardworking community members of Louisville, KY and Southern Indiana.

Keeping You & Your Wealth Moving Forward

Whether you're switching careers, growing your family or settling down toward retirement, you need to know that you and your finances are pushing upward & onward in the right direction. As you're climbing toward your personal goals and milestones, we're here to deliver you with the right tools and guidance to keep you on track - no matter what lies ahead.

We’re Here to Lend a Helping Hand

Meet Our Team

You & Your Finances Deserve Better

Than Feeling Lost in a Crowd

We’re a Small Firm With a Big Mission

Combining the Flexibility & Independence of a Small Firm

With the Support & Technology of Today’s Top Tools

When our clients call, we understand the importance of being there for them. It's what makes the difference between working with us and working with big banks, roboadvisors or institutions. Our family-run firm is proud of our independence and ability to work one-on-one with community members to make a genuine and impactful difference in their lives.

Our Mission Has Always Been Simple:

Since 2010, our team has set out to provide the best and most affordable financial services within our industry.

Here’s Why.

Our founder, Kevin Biven, started Biven Financial Services after spending 30 years in the industry working with life insurance, securities, and property and casualty. In 2010, he made the move to comprehensive financial planning because he saw an opportunity to help the hardworking communities of Louisville and Southern Indiana. He found that his insurance clients were too often being passed over by traditional advisors with high minimums and unreasonable fees - yet they were in need of sound financial guidance.

Ready to Receive One-on-One Financial Guidance?

Learn About Our Services

Meet Your Financial Planning Partners

At Biven Financial Services

Kevin Biven

Financial Advisor

Read Bio

Kevin Biven

Financial Advisor

Hello, I’m Kevin Biven, a financial advisor and founder of Biven Financial Services. My career in the financial services industry began during the 1980s working in the life insurance and securities business. After spending five years with Prudential and John Hancock, I started building a property and casualty business in 1990 with a third-generation insurance agency called Burns Insurance. With many long-term relationships on the securities side, I founded Biven Financial Services in 2010 to provide complete financial services to clients who I believed were being underserved.

I currently hold series 6, 63, 7 and 66 securities licenses as well as being life, health, property and casualty licensed in Kentucky and Indiana.

I have been married to my wife, Julie, for 35 years, and we have two children.

Sean Biven

Financial Advisor

Read Bio

Sean Biven

Financial Advisor

My name is Sean Biven, and I am a financial advisor for Biven Financial Services. My financial journey began with an interest in studying Accounting and Finance while at the University of Louisville. I had a desire to help underserved people within the community while taking ownership in the business I would help build. In 2012, I graduated with a bachelor's in Business Administration and joined Biven Financial Services. I have earned my Kentucky insurance licenses in property, casualty and life as well as my Series 7 and Series 66 registrations. I run the back office and technology, trade clients' accounts and develop their financial plans.

Combining Our Commitment to Family & Community

With a Desire to Build You a Better Financial Life

What Are Your Biggest Financial Concerns?

Learn More About How We Can Help With

Financial Planning

We’ll work with you to get an understanding of your unique short- and long-term goals. Based on your needs, we provide solutions and software to determine the appropriate savings, investments, and insurance for you to achieve your goals. Common long-term goals could include saving for a child or grandchild’s college tuition, investing for retirement, buying a home and more. We’ll meet yearly to review and update your plan as your goals and financial situation develop.

Asset Management

The world of investing is only becoming more complicated. There are thousands of indices, mutual funds, ETFs, and hundreds of economic indicators. But, like most diligent investors, you understand the importance of your portfolio and the role it can play in your future financial independence. That’s where the value of working with an independent financial advisor comes into play. Through ongoing portfolio monitoring, we ensure your portfolio is continuously meeting your risk objectives and risk tolerance. Click the link below to see if your portfolio truly fits your risk tolerance.

Free Portfolio Risk Analysis

Our investment values include:

Downside Risk Management
Global Diversification
Minimizing Costs

Individual 401(k) Portfolio Management

Individuals are often left on their own to select what their portfolio allocation should be in their 401(k)s. For a small, fixed fee, we will analyze your risk and the available investments to determine the portfolio allocation you should be in.

Life Insurance Planning

To help protect you, your loved ones and your assets, we provide you with the most appropriate and cost-effective insurance. Preparing now for the worst-case scenarios can help you and your family avoid future financial turmoil.

Long-Term Care Planning

With life expectancy on the rise, you’ll want to be sure you and your spouse are able to afford medical expenses in retirement. The truth is, many people spend down their savings and investments before they become eligible for Medicaid. We'll review your financial situation and provide you with options to prevent the draining of your retirement savings and missing out on the opportunities you saved so hard for.

Property & Casualty Review

One of the things that can derail your financial plan is an uncovered liability exposure on your automobile and homeowner's insurance. We’ll make sure you are aware of any gaps in coverage regarding your current insurance policies.

Retirement Plans for Small Businesses

Small businesses have a difficult time finding efficient and low-cost retirement plans for their employees. We offer Simple and SEP IRAs at a lower cost than would be traditionally found in the small retirement plan market.

Administration & Organization

To bring organization and guidance to your financial life, we'll take care of certain administrative duties. Our software can aggregate your accounts, documents and budgeting software into one spot, making it simple and easy to track every aspect of your financial life.

How Are We Compensated?

Fee-Based Financial Planning & Asset Management

While we believe the key to success is to develop a full, comprehensive financial plan and proper management of your assets, we offer the ability to simply chose the services you want to use. We work on both a fixed fee and AUM fee depending on the needs of the client and services offered. We earn commissions on the sale of insurance products, but will only recommend them if they are in the clients best interest.

Discover the Advantage of Working With Us

Schedule a Time to Talk https://pro.riskalyze.com/embed/2c9d0cf2bf6639ac0fa0

Developing Tailored Solutions For Your Finances
Starts With Building Our Understanding of You

Our Comprehensive Planning Process Includes

Step 1

Gathering Information

We’ll start by asking you to fill out a financial profile either together in our office or at your leisure. This will help us to gather all relevant financial information, including your financial goals, risk tolerance and more.

Step 2

Goals Analysis

Next, we’ll meet in-person to discuss your financial profile and gain a better understanding of your short- and long-term goals - as well as what we can do to reach them.

Step 3

Evaluation

Working together, we’ll dive deep into what your current financial standings are and how they aline with your goals. We’ll decide whether or not your portfolio composition, savings, 401(k) contributions and more are putting you in a position to meet your goals, and whether or not your insurance adequately covers the liability of your assets.

Step 4

Plan Development

Once we feel we have a total understanding of where you stand today and your goals for tomorrow, we’ll begin discussing what changes should be made in order to achieve your biggest financial goals. We’ll provide you with the next actionable steps as we begin working through your comprehensive financial plan together.

Step 5

Ongoing Review

We believe that in order for a plan to work, it has to be updated as your life changes. We meet with clients on an annual basis to evaluate how plan implementation has worked and what changes need to be made moving forward. We want clients to expect these meetings

Interested in Seeing if We’re Right For You?

Schedule Your Free Consultation

Account Access & Resources

Current Clients Can Access Your Personal Dashboard Here

Interested in Viewing Your Accounts On-the-Go?

Gain access to easy mobile-viewing of your online dashboard with our free, downloadable app for your iPhone or Android device.

Have a Question? Ready to Get Started?

Give Us a Call Today

Bringing Comprehensive, Tailored Financial Planning

To Louisville, KY & Southern Indiana

Whether you’re interested in learning more about our offerings or you’re eager to join our financial planning family, simply give us a call or fill out the form to start the conversation today.